Select year
( in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Share Capital
7758.95
7746.63
7733.72
6935.36
6026.87
Equity - Authorised
10000.00
10000.00
8570.00
8570.00
7000.00
Equity - Issued
7758.95
7746.63
7733.72
6935.36
6026.87
Equity Paid Up
7758.95
7746.63
7733.72
6935.36
6026.87
Equity Shares Forfeited
0.00
0.00
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
0.00
Face Value
10.00
10.00
10.00
10.00
10.00
Share Warrants & Outstandings
443.23
160.70
54.06
6832.94
111.88
Total Reserves
541843.95
472356.51
427218.73
333712.03
260733.70
Securities Premium
185285.01
184440.25
183592.37
124260.93
95729.19
Capital Reserves
6440.40
6338.51
5570.45
4270.33
2629.04
Profit & Loss Account Balances
241763.01
192523.06
160638.49
135251.99
111082.12
General Reserves
262.47
202.74
143.01
83.28
13.56
Other Reserves
108093.07
88851.96
77274.41
69845.49
51279.79
Reserve excluding Revaluation Reserve
538827.35
469280.17
424082.67
330516.24
257478.18
Revaluation Reserves
3016.61
3076.34
3136.06
3195.79
3255.52
Deposits
3361201.91
2933494.70
2558701.04
2020269.91
1948679.07
Demand Deposits
505999.69
365070.68
357252.87
284271.92
295844.77
Savings Deposit
841283.93
888255.64
710654.48
531298.27
544856.65
Term Deposits / Fixed Deposits
2013918.29
1680168.37
1490793.70
1204699.72
1107977.65
Current Deposits
0.00
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
0.00
Borrowings
490112.34
473232.23
513228.12
607535.49
473211.22
Borrowings From Reserve Bank of India
0.00
0.00
0.00
5150.00
0.00
Borrowings From Other Banks
0.00
0.00
241.34
61403.59
17155.49
Borrowings From GOI
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
279530.90
246502.20
345769.50
272148.72
204687.38
Borrowings in the form of Bonds / Debentures
57899.00
67899.00
54899.00
54899.00
54899.00
Borrowings in Other Form
0.00
0.00
0.00
0.00
0.00
Borrowings From Out of India
152682.44
158831.03
112318.28
213934.19
196469.36
Other Liabilities & Provisions
177005.94
132682.99
122097.34
97000.33
89444.26
Bills Payable
11445.65
8442.45
6617.86
4768.99
5736.63
Inter-office adjustment Liabilities
0.00
0.00
2040.98
940.65
2748.15
Interest Accrued
18302.94
13110.19
14508.12
12766.05
11843.67
Proposed Dividend
0.00
0.00
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
147257.35
111130.35
98930.38
78524.64
69115.81
Total Liabilities
4578366.33
4019673.76
3629033.00
3072286.05
2778207.00
Cash and balance with Reserve Bank of India
429748.27
601981.93
179573.94
136825.82
99611.74
Cash with RBI
417355.24
588714.80
165223.87
122742.22
89967.03
Cash in hand & others
12393.03
13267.13
14350.07
14083.60
9644.72
Balances with banks and money at call
138019.34
83865.15
386524.95
23715.24
48222.27
Investments
830756.84
709298.94
696534.24
599384.41
592680.44
Investments in India
828171.99
706647.38
692878.91
597871.11
592680.44
GOI/State Govt. Securities
765116.81
666839.77
648963.36
525969.30
486447.62
Equity Shares - Corporate
6349.70
8466.28
8312.25
6176.71
1293.62
Debentures & Bonds
588.44
2553.15
4190.77
26858.69
52900.34
Subsidiaries and/or joint ventures/Associates
31.87
28.24
24.25
22.04
18.89
Units - MF/ Insurance/CP/PTC
0.00
0.00
0.00
0.00
0.00
Other Investments
56085.17
28759.95
31388.28
38844.37
52019.97
Investments outside India
2584.85
2651.56
3655.34
1513.30
0.00
Government securities
813.81
2651.56
3655.34
1513.30
0.00
Subsidiaries and/or joint ventures abroad
0.00
0.00
0.00
0.00
0.00
Other investments outside India
1771.04
0.00
0.00
0.00
0.00
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
0.00
0.00
Advances
2899236.83
2390515.35
2125954.09
2067831.64
1863935.01
Bills Purchased & Discounted
112109.55
101278.74
34740.50
12303.02
5873.70
Cash Credit, Over Draft & Loans repayable
747326.50
629998.48
495603.88
531253.39
580668.29
Term Loans
2039800.78
1659238.13
1595609.71
1524275.23
1277393.02
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
0.00
Gross block
45227.29
41124.37
37784.54
34767.38
30965.03
Premises
8699.83
8699.83
8699.83
8741.57
8741.57
Assets Given on Lease
0.00
0.00
0.00
0.00
0.00
Other Fixed Assets
36527.46
32424.54
29084.71
26025.80
22223.45
Less: Accumulated Depreciation
25792.26
22782.11
19779.39
16846.98
14084.39
Less: Impairment of Assets
0.00
0.00
0.00
0.00
0.00
Net Block
19435.03
18342.26
18005.15
17920.40
16880.64
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
1354.25
945.26
752.30
788.36
219.48
Other Assets
259815.77
214724.87
221688.34
225820.19
156657.43
Inter-office adjustment Assets
0.00
0.00
0.00
0.00
0.00
Interest Accrued Assets
23949.94
20165.88
20136.13
26416.53
17486.72
Tax paid in advance/TDS
2395.50
12642.93
8738.45
15754.04
12408.86
Stationery and stamps
7.16
4.93
4.99
8.12
5.13
Non-banking assets acquired
639.66
639.66
4141.01
3653.46
3688.76
Deferred tax asset
0.00
0.00
0.00
0.00
0.00
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
0.00
Assets Others
232823.52
181271.49
188667.77
179988.04
123067.95
Total Assets
4578366.33
4019673.76
3629033.00
3072286.05
2778207.00
Contingent Liabilities
12642625.82
9237860.00
8500746.60
9676018.33
9526684.46
Claims not acknowledged as debts
6382.45
7333.80
4823.56
4868.32
3956.39
Outstanding forward exchange contracts
0.00
0.00
3815500.56
4235264.16
4734306.56
Guarantees given in India
609398.36
611099.45
600334.77
580645.99
496765.85
Guarantees given Outside India
0.00
3080.97
8439.40
6110.00
7832.37
Acceptances, endorsements & other obligations
164711.00
227140.39
248130.88
260294.73
233983.83
Other Contingent liabilities
11862134.02
8389205.40
3823517.43
4588835.14
4049839.46
Bills for collection
337518.27
296542.46
236017.32
225732.92
329715.08
Book Value
704.46
615.79
558.36
486.57
437.22
Adjusted Book Value
704.46
615.79
558.36
486.57
437.22