Select year
( in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Share Capital
66181.22
62177.08
56758.50
48099.03
47816.76
Equity - Authorised
75000.00
75000.00
75000.00
53250.00
53250.00
Equity - Issued
66181.22
62177.08
56758.50
48099.03
47816.76
Equity Paid Up
66181.22
62177.08
56758.50
48099.03
47816.76
Equity Shares Forfeited
0.00
0.00
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
0.00
Face Value
10.00
10.00
10.00
10.00
10.00
Share Warrants & Outstandings
371.15
161.20
0.97
0.00
0.00
Total Reserves
191923.14
148482.91
122237.68
105936.20
134176.87
Securities Premium
173125.07
154534.14
129611.98
118142.29
117949.06
Capital Reserves
7465.10
6510.10
6060.10
4575.10
2915.10
Profit & Loss Account Balances
-24294.20
-37918.49
-36371.56
-34993.35
-4899.45
General Reserves
6882.16
6882.16
6882.16
6882.16
6882.16
Other Reserves
28745.00
18475.00
16055.00
11330.00
11330.00
Reserve excluding Revaluation Reserve
191923.14
148482.91
122237.68
105936.20
134176.87
Revaluation Reserves
0.00
0.00
0.00
0.00
0.00
Deposits
1444695.04
1055396.27
885362.44
650789.41
703535.91
Demand Deposits
146833.28
92830.20
53551.20
42389.24
23053.35
Savings Deposit
571565.93
418126.10
404805.16
166929.21
67500.19
Term Deposits / Fixed Deposits
726295.83
544439.97
427006.08
441470.96
612982.36
Current Deposits
0.00
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
0.00
Borrowings
572120.92
529625.99
457860.85
573971.86
699833.90
Borrowings From Reserve Bank of India
0.00
0.00
0.00
0.00
62500.00
Borrowings From Other Banks
11928.37
11105.65
14931.79
38109.35
121145.78
Borrowings From GOI
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
486888.39
406065.82
319089.41
384842.44
343166.78
Borrowings in the form of Bonds / Debentures
69149.00
91107.00
95083.00
104340.00
104340.00
Borrowings in Other Form
0.00
0.00
0.00
0.00
0.00
Borrowings From Out of India
4155.16
21347.53
28756.65
46680.06
68681.33
Other Liabilities & Provisions
123529.04
105613.87
108494.80
112789.02
85625.89
Bills Payable
11944.38
11094.10
9155.95
3831.58
1324.74
Inter-office adjustment Liabilities
0.00
0.00
0.00
0.00
0.00
Interest Accrued
15029.67
15797.67
25267.11
34886.08
33574.12
Proposed Dividend
0.00
0.00
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
96554.99
78722.10
74071.73
74071.36
50727.03
Total Liabilities
2398820.51
1901457.33
1630715.24
1491585.52
1670989.34
Cash and balance with Reserve Bank of India
105622.83
112812.50
46695.48
33484.20
41009.32
Cash with RBI
99084.08
106719.92
41683.17
28765.22
39177.50
Cash in hand & others
6538.75
6092.58
5012.30
4718.98
1831.82
Balances with banks and money at call
32163.98
44211.23
11035.77
8144.24
54252.21
Investments
609132.75
459345.58
451815.87
451744.24
582452.29
Investments in India
609129.49
459342.32
451812.61
451740.98
582452.29
GOI/State Govt. Securities
560317.49
405970.96
354464.01
330138.16
353849.42
Equity Shares - Corporate
4384.36
4738.08
4637.85
3849.70
1798.75
Debentures & Bonds
25478.21
14404.81
40919.49
50797.99
127326.57
Subsidiaries and/or joint ventures/Associates
0.00
0.00
0.00
0.00
0.00
Units - MF/ Insurance/CP/PTC
0.00
0.00
0.00
0.00
0.00
Other Investments
18949.44
34228.47
51791.26
66955.12
99477.56
Investments outside India
3.26
3.26
3.26
3.26
0.00
Government securities
0.00
0.00
0.00
0.00
0.00
Subsidiaries and/or joint ventures abroad
0.00
0.00
0.00
0.00
0.00
Other investments outside India
3.26
3.26
3.26
3.26
0.00
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
0.00
0.00
Advances
1517945.31
1178578.00
1005501.26
855953.60
863022.86
Bills Purchased & Discounted
21409.45
18400.15
17346.70
15650.40
28299.10
Cash Credit, Over Draft & Loans repayable
214570.76
159646.31
116288.76
55798.00
70567.37
Term Loans
1281965.11
1000531.55
871865.80
784505.19
764156.39
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
0.00
Gross block
39589.07
55602.67
51554.55
46128.19
42607.50
Premises
2873.16
2873.16
2873.16
3001.18
3001.18
Assets Given on Lease
0.00
0.00
0.00
0.00
0.00
Other Fixed Assets
36715.91
52729.51
48681.39
43127.02
39606.33
Less: Accumulated Depreciation
20444.20
42523.34
39247.95
36140.48
33208.24
Less: Impairment of Assets
0.00
0.00
0.00
0.00
0.00
Net Block
19144.87
13079.33
12306.60
9987.71
9399.27
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
2185.75
794.11
652.71
744.60
341.14
Other Assets
112625.03
92636.57
102707.57
131526.94
120512.25
Inter-office adjustment Assets
0.00
0.00
0.00
0.00
0.00
Interest Accrued Assets
23950.16
16367.13
16751.21
16593.66
16477.19
Tax paid in advance/TDS
4404.80
4319.48
5330.64
10643.41
9157.01
Stationery and stamps
0.15
0.05
0.18
0.10
0.05
Non-banking assets acquired
0.00
0.00
0.00
0.00
0.00
Deferred tax asset
14262.04
19252.67
20016.43
20237.30
25205.10
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
0.00
Assets Others
70007.87
52697.24
60609.11
84052.48
69672.90
Total Assets
2398820.51
1901457.33
1630715.24
1491585.52
1670989.34
Contingent Liabilities
3612073.00
2143143.75
2124865.22
2806789.23
2999188.53
Claims not acknowledged as debts
1805.62
1704.39
684.62
640.51
483.50
Outstanding forward exchange contracts
1766043.44
558694.46
686623.79
732933.71
628231.75
Guarantees given in India
153501.15
125774.49
151181.91
165222.58
167962.73
Guarantees given Outside India
0.00
0.00
0.00
0.00
0.00
Acceptances, endorsements & other obligations
71144.94
91137.97
84122.39
89279.21
102307.64
Other Contingent liabilities
1619577.84
1365832.45
1202252.51
1818713.22
2100202.92
Bills for collection
21967.83
14399.95
12853.78
9149.53
4543.65
Book Value
39.00
33.88
31.54
32.02
38.06
Adjusted Book Value
39.00
33.88
31.54
32.02
38.06