Select year
( in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Share Capital
6667.45
3149.00
3122.13
3041.23
2923.58
Equity - Authorised
12000.00
3500.00
3500.00
3500.00
3500.00
Equity - Issued
6667.45
3149.00
3122.13
3041.23
2923.58
Equity Paid Up
6667.45
3149.00
3122.13
3041.23
2923.58
Equity Shares Forfeited
0.00
0.00
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
0.00
Face Value
10.00
10.00
10.00
10.00
10.00
Share Warrants & Outstandings
440.25
413.32
1031.17
521.24
2179.44
Total Reserves
102665.74
71577.82
58598.85
40205.64
26525.90
Securities Premium
38057.32
20933.57
19252.95
12566.58
5370.31
Capital Reserves
596.03
570.81
385.62
96.87
27.62
Profit & Loss Account Balances
42871.37
33824.21
26911.02
18873.18
15720.28
General Reserves
0.00
0.00
0.00
0.00
0.00
Other Reserves
21141.02
16249.24
12049.27
8669.01
5407.70
Reserve excluding Revaluation Reserve
102665.74
71577.82
58598.85
40205.64
26525.90
Revaluation Reserves
0.00
0.00
0.00
0.00
0.00
Deposits
693649.86
525846.21
359793.14
261639.29
194224.36
Demand Deposits
36797.51
25692.06
16322.24
11139.48
10816.54
Savings Deposit
229802.79
170390.66
66432.17
26733.59
25084.37
Term Deposits / Fixed Deposits
427049.56
329763.48
277038.73
223766.22
158323.45
Current Deposits
0.00
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
0.00
Borrowings
62986.52
59907.79
70296.96
103353.24
86133.59
Borrowings From Reserve Bank of India
0.00
0.00
0.00
3100.00
2750.00
Borrowings From Other Banks
3044.96
4854.50
3439.09
13195.47
9347.15
Borrowings From GOI
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
49941.56
50053.29
60707.87
80107.77
66836.44
Borrowings in the form of Bonds / Debentures
10000.00
5000.00
6150.00
6950.00
7200.00
Borrowings in Other Form
0.00
0.00
0.00
0.00
0.00
Borrowings From Out of India
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
35751.36
29883.87
23070.80
12670.08
14241.11
Bills Payable
1927.74
1884.70
968.53
292.01
380.96
Inter-office adjustment Liabilities
0.00
0.00
0.00
0.00
0.00
Interest Accrued
3667.75
2505.48
3338.80
3172.80
3928.99
Proposed Dividend
0.00
0.00
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
30155.87
25493.69
18763.47
9205.27
9931.16
Total Liabilities
902161.18
690778.00
515913.06
421430.71
326227.97
Cash and balance with Reserve Bank of India
89160.93
57534.07
15693.48
10496.37
8111.42
Cash with RBI
83892.05
52998.04
11510.71
7239.58
6951.49
Cash in hand & others
5268.89
4536.03
4182.77
3256.79
1159.94
Balances with banks and money at call
5090.79
1751.08
32119.88
23200.42
9290.51
Investments
200720.10
153065.04
108154.14
106682.15
71616.71
Investments in India
200720.10
153065.04
108154.14
106682.15
71616.71
GOI/State Govt. Securities
161553.79
110543.14
77807.72
76432.10
48577.97
Equity Shares - Corporate
88.11
88.11
88.11
893.21
972.05
Debentures & Bonds
13847.38
23877.96
22336.92
21379.87
5211.31
Subsidiaries and/or joint ventures/Associates
0.00
0.00
0.00
0.00
0.00
Units - MF/ Insurance/CP/PTC
0.00
0.00
0.00
0.00
0.00
Other Investments
25230.83
18555.84
7921.40
7976.98
16855.38
Investments outside India
0.00
0.00
0.00
0.00
0.00
Government securities
0.00
0.00
0.00
0.00
0.00
Subsidiaries and/or joint ventures abroad
0.00
0.00
0.00
0.00
0.00
Other investments outside India
0.00
0.00
0.00
0.00
0.00
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
0.00
0.00
Advances
584215.44
460952.56
346089.14
269924.15
228187.31
Bills Purchased & Discounted
94.16
2473.25
109.59
44.20
40.13
Cash Credit, Over Draft & Loans repayable
105523.22
63375.73
37883.65
24919.74
21805.09
Term Loans
478598.07
395103.59
308095.91
244960.21
206342.08
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
0.00
Gross block
13404.80
10610.21
7966.76
6589.81
5766.23
Premises
630.09
630.09
632.40
589.88
587.44
Assets Given on Lease
0.00
0.00
0.00
0.00
0.00
Other Fixed Assets
12774.71
9980.12
7334.35
5999.93
5178.79
Less: Accumulated Depreciation
6331.92
4523.51
3193.02
2207.23
1369.47
Less: Impairment of Assets
0.00
0.00
0.00
0.00
0.00
Net Block
7072.88
6086.71
4773.73
4382.58
4396.76
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
328.52
139.01
49.95
97.40
73.54
Other Assets
15572.53
11249.53
9032.74
6647.63
4551.71
Inter-office adjustment Assets
0.00
0.00
0.00
0.00
0.00
Interest Accrued Assets
7101.11
5583.97
4999.53
4135.14
2597.21
Tax paid in advance/TDS
0.00
0.00
0.05
99.85
0.00
Stationery and stamps
0.00
0.00
0.00
0.00
0.00
Non-banking assets acquired
0.00
0.00
0.00
0.00
0.00
Deferred tax asset
928.10
1421.56
1005.73
406.75
109.47
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
0.00
Assets Others
7543.32
4244.01
3027.44
2005.90
1845.04
Total Assets
902161.18
690778.00
515913.06
421430.71
326227.97
Contingent Liabilities
34985.94
21076.08
12208.44
13600.49
5021.44
Claims not acknowledged as debts
505.20
365.16
188.66
164.98
456.49
Outstanding forward exchange contracts
0.00
0.00
0.00
0.00
0.00
Guarantees given in India
25886.92
15076.04
6833.89
7641.42
1779.20
Guarantees given Outside India
0.00
0.00
0.00
0.00
0.00
Acceptances, endorsements & other obligations
896.86
711.91
318.66
116.58
242.31
Other Contingent liabilities
7696.96
4922.96
4867.23
5677.52
2543.44
Bills for collection
0.00
0.00
0.00
0.00
0.00
Book Value
163.98
237.30
197.69
142.20
100.73
Adjusted Book Value
163.98
118.65
98.84
71.10
50.37